insurance? Insurance for large community associations is a complex and highly regulated area of the insurance industry. The decision to self-insure versus purchasing traditional insurance coverage involves significant financial, legal, administrative, and risk-management considerations. Traditional HOA insurance transfers risk to a third-party insurer, providing predictable coverage limits, claims

On Sunday, Feb. 8, the congregations of Redeemer Lutheran Church and St. Theodore of Canterbury Episcopal Church will celebrate the fifth Sunday after epiphany. The Rev. Brad Stienstra will preside over the holy Communion service at 10:30 a.m. at 13564 St. Andrews Drive. Join the congregation after the service for fellowship in the Fellowship Hall with coffee, tea, cookies and snacks. The