STAY SAFE The Orange County Health Care Agency will test for COVID-19 in Leisure World on Oct. 23. The free, drive-through COVID-19 testing for Leisure World residents will be held from 9:30 a.m.-4 p.m. at Clubhouse 4. Registration is required. People can start registering on Tuesday, Oct. 20, at oc.fulgentgenetics.com. All registration is online. People will need to bring an identification

• Look beyond a plan’s premiums. They may not be the best gauge of total out-of-pocket costs. • Check out whether the doctors you see are in the plan’s network you are considering because going out of network can cost you more. • Make sure all the drugs you take are covered either in your MA plan or by a Part D plan. Taking a drug that isn’t covered or isn’t considered