• Look beyond a plan’s premiums. They may not be the best gauge of total out-of-pocket costs. • Check out whether the doctors you see are in the plan’s network you are considering because going out of network can cost you more. • Make sure all the drugs you take are covered either in your MA plan or by a Part D plan. Taking a drug that isn’t covered or isn’t considered

It’s time to take stock of your Medicare coverage. Open enrollment begins today, Oct. 15, and you will have until Dec. 7 to think about health care needs for 2021 and decide whether you need to make any changes in your coverage. This review is important every year, but it’s essential as the country continues to struggle with the repercussions of COVID-19, an illness that disproportionately

Premiums for Medicare Advantage Plans are dropping to historic lows for 2021. This type of Medicare health plan, offered by a private company that contracts with Medicare, is an all-in-one alternative to Original Medicare. These “bundled” plans include Part A (Hospital Insurance), Part B (Medical Insurance), and usually Part D (prescription drug coverage). Most plans offer extra benefits—like

OC HEALTH CARE AGENCY Among adults, the risk for severe illness and death from COVID-19 increases with age, with older adults at highest risk. Severe illness means that the person with COVID-19 may require hospitalization, intensive care, or a ventilator to help them breathe, or they may die. Recent statistics from the Orange County Health Care Agency show that the percentage of COVID-19

SECURITY COLUMN by Victor Rocha Security Services director As stated in past articles in the LW Weekly, everyone is entitled to free speech. This includes the right to place signs and banners of support for candidates (within Mutual and GRF rules) and other lawful actions to support their candidates or cause. Unfortunately, there have been incidents inside the community that include destroying

CONTEST WINNER After a long hiatus, the Recreation Committee met Oct. 5 and approved a winner in the Golf Course Naming Contest. Fortysix GRF members submitted 95 entries for consideration. As there were many duplicates, consideration was given based on the dates entries were received by the Recreation Department. The winning entry came from Laura Garcia of Mutual 8 and, pending approval by