Letters to the Editor

Editor:

I’m seeking clarification about the recent increase in the master insurance deductible from $50,000 to $100,000. My insurance carrier cannot advise me on coverage without understanding the scenarios in which a shareholder could be responsible for the full deductible.

For property, it seems this might apply if damage starts in a unit and spreads to other units or common areas, but I need confirmation. For liability, it’s unclear when an individual shareholder could be assessed. Loss assessment coverage alone will not increase, so understanding these situations is critical.

Clear examples of when the master deductible could fall on a shareholder would help me make informed decisions about my personal HO-6 coverage and avoid unexpected financial risk. Sharon Jacobs Mutual 1 Editor’s note: As insurance deductibles rise across communities statewide, questions have been raised about their impact and what it all means. GRF and Mutual representatives have provided clarification on the circumstances under which individual shareholders may be held responsible for this significant amount. For the complete story, see page 1 of this week’s issue. Editor: In December 2025, our car was rear-ended. We were without a car for the whole month and got to experience the GRF on-call bus service as featured in LW Weekly (March 26). The pickup time is convenient and prompt. We learned to be ready before placing the call, as the bus often arrived within 5-10 minutes.

The drivers are the best. They are friendly, kind and very helpful. I assume they are residents because they know the unique needs of a retirement community.

The other benefits are savings on the gasoline, wear and tear on our car, and I totally enjoy the ride through different neighborhoods that I don't normally see driving my own car. It was fun waving to friends we saw along the way. It is the best problem solving solution besides the Salvation Army (donations pickup) project. Thank you to GRF and GRF Fleet Manager Grant Winford for making this wonderful change that saves money, improves our quality of life and adds to the joy of living in Leisure World.

Siriporn Higgins Mutual 8