Roth IRA Limit Increase: 2026
For 2026, the Roth IRA contribution limit is $7,500, an increase from 2025. Individuals age 50 and older can contribute an additional $1,100 in catchup contributions, for a total of $8,600 annually.
The income phase-out ranges for eligibility have also been adjusted, with the new ranges increasing for single and married taxpayers.
