Packets will be received via USPS

GRF/MUTUAL BUDGET

GRF and Mutual budget disclosure packets were sent out for mailing starting Nov. 23. Shareholders should expect packets in the mail, rather than inserted in the LW Weekly as was the case in past years.

Packets include GRF and Mutual annual budget disclosures and a green electronic consent form, which will allow GRF or the Mutual to electronically send documents that would normally be mailed.

Some Mutuals have two electronic consent forms, one for GRF and one for the Mutual.

Additionally, packets include a consent form to let shareholders

BUDGETS, page 5 BUDGETS

from page 3

set up an additional address where they can receive mail. People who want to receive correspondence electronically or receive mail at an additional address should complete the forms and return to them to Mutual Administration located in the Administration Building.

Residents should start receiving packets next week, and they will not all arrive at the same time, so neighbors may receive theirs before you receive yours.